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Ker piše takole :
Health care is based on a social insurance model founded on compulsory insurance. Access to individual services is regulated by social insurance law. All of the insured have a legal right to services, which are financed on the basis of solidarity.
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The level of contributions in the social health insurance system is independent of the individual health risk of the insured. The fact that people who have a greater or lesser need for protection, or who earn (and thus contribute) more or less, and who are employed or unemployed, are all entitled to the same services at no extra cost signifies solidarity and creates affordability. The large number of insured persons also spreads the risk. In the year 2017 a total of 8.7 million people were entitled to services from the social health insurance system, of whom around 6.7 million were contributors and the remainder were co-insured, particularly children. For the majority of those covered by health insurance, the contribution is 7.65 % of their gross wage (charged up to a maximum level of gross income
of EUR 4,980 in 2017 or EUR 5,130 in 2018). Contributions are paid in almost equal parts by the employer and the employee.