Aplikacija Flik

matej1990

Fizikalc
14. feb 2020
468
110
43
Flik BIPS-IP for instant payment at the point of sale (P2M) mobile payments – pilot Q2 2020
Nice! /s Še malo pa bo Q2 2021.
Mislijo sploh kdaj zagnati Flik plačevanje v trgovinah ali so že obupali?
 

matej1990

Fizikalc
14. feb 2020
468
110
43
Lani septembra je bilo testno območje le v LJ in še to le v teh trgovinah:
1613138567802.png


Delovanje tudi v določenih Sparih je potemtakem novejša pridobitev.
 

SvetIdej

Majstr
20. dec 2011
4.028
344
83
www.svetidej.com
Bunq se je vključil v TIPS. SEPA instant payments med bunq in slovenskimi bankami (NLB, Sberbank, Intensa in Deželna banka) bi moralo delovati instantno.
 
Nazadnje urejeno:

bizi

Guru
21. nov 2007
27.271
-2.011
113
Kočevska
Ne vem, v če je prednost plačevanja s Flikom, proti plačilu z NLB Pay. :sprasujemse:

1. Plačilo z vklopljenim NFC*
Če imate Flik kot privzeto plačilo:

  • Prislonite telefon k POS terminalu.
  • Pri zneskih nad 25 € je potrebna potrditev nakupa v NLB Pay.
 

BojanP

200. registrirani uporabnik
24. jul 2007
3.934
2.636
113
Ne vem, v če je prednost plačevanja s Flikom, proti plačilu z NLB Pay. :sprasujemse:

1. Plačilo z vklopljenim NFC*
Če imate Flik kot privzeto plačilo:

  • Prislonite telefon k POS terminalu.
  • Pri zneskih nad 25 € je potrebna potrditev nakupa v NLB Pay.
To se tudi jaz sprašujem. Namesto pina potrdiš v aplikaciji, če je to prednost?
 

Mikrohard

iPhone Profi
20. jul 2007
5.868
753
113
www.jernej.org
Za uporabnike ni prav nobene prednosti. Banke lahko pa provizijo dajo v lasten žep (oz. si ji razdelijo z Bankartom). Če so fer, je mogoče tudi provizija za trgovce nižja.
 

SvetIdej

Majstr
20. dec 2011
4.028
344
83
www.svetidej.com
Iz četrtka na petek se dela velika povezava SEPA instant sistemov RT1 in TIPS. Kaj to pomeni? Kmalu bodo RT1 banke (Revolut, N26) povezane SEPA instantno s TIPS bankami (slovenske banke). In seveda obratno.
The interbank instant payment service will temporarily be unavailable on the night of Thursday to Friday. The outage will last from 01.30 to 08.00 on Friday and any instant payments made at this time will reach the payee on Friday morning from 09.00.
During the outage on Thursday night and Friday morning, a connection will be made for the RT1 payment system to TIPS (TARGET Instant Payment Settlement), which is the other payment system designed for instant payments. The RT1 system uses the EBA Clearing clearing house that the banks in Estonia use for interbank payments. The TIPS payment system is managed by the central banks of the euro area.

The various clearing houses in Europe will be connected for instant payments in several stages, and EBA Clearing is joining TIPS in the first wave this week.

Banks offer the option of express payments alongside ordinary payments and instant payments, and these are intended principally for sending very large sums of money immediately during normal business hours. This service is notably more expensive however, and payments cannot be made through it in the evening, at night or on non-working days.

Nisem siguren če bo instantno delovalo že v petek med fintech in slovenskimi bankami.
 
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Reactions: ales85 in Daniel

SvetIdej

Majstr
20. dec 2011
4.028
344
83
www.svetidej.com
Ker nima SEPA instant payments. Revolutu bo tudi normalno delal normalni SEPA. ;) bo pa bil SEPA instant payments obvezen za vse banke marca 2022 (dostopnost v sistemu TIPS). Normalni SEPA se novembra 2022 poslavlja.