Američani temu samo drugače rečejo... imajo credit score, brez "social" spredaj

wem, ni isto, posledica je pa identična.
Nikakor ni identično!!!
A U.S. credit score is a three-digit number that estimates a person's likelihood of repaying debts on time, with scores typically ranging from 300 to 850. This score is based on information in your credit report and is used by lenders and other companies to assess risk, which influences their decisions on whether to approve credit, determine interest rates, set credit limits, and screen for rentals or utilities.
China's Social Credit System (SCS) is a national rating system for individuals and businesses, although it is a fragmented collection of pilot schemes rather than a single, unified national score. It tracks trustworthiness based on financial, judicial, and increasingly, social behaviors, with the goal of encouraging positive conduct and penalizing negative actions. High scores can lead to benefits like easier loan access, while low scores can result in consequences such as restrictions on travel or public shaming.
Pri Američanih se meri samo za finančno poslovanje, torej ali je oseba reden plačnik, ali je sposoben plačevati kredit ali najemnino.
Kitajci pa vključujejo še cel kup drugih parametrov, lahko ti omejijo gibanje/potovanje, celo šejmajo te lahko javno!
Ne, USA nikakor ne more biti vzor svetu, EU države so dosti boljše a lahko bi bile še boljše, nikakor pa ni za primerjat teh treh svetov med seboj!