Pozabil si povedat, koliko prijateljev moras prepricat, da odpre racun pri tej banki, daas te ugodnosti in koliko casa veljajo.
Vivid money - nova nemška banka
- Ustvarjalec teme OvCa77
- Začetni datum
Tudi google pay deluje, za razliko od n26.
In moram reci, da deluje precej bolje od npr. Denarnika Delavske Hranilnice. Se mi je ze parkrat zgodilo, da sem sel v trgovino zgolj s telefonom in zelel placat preko Denarnika. Ni slo, in me je Vivid resil, ker sta to edini NFC placilni sredstvi na mojem telefonu.
In moram reci, da deluje precej bolje od npr. Denarnika Delavske Hranilnice. Se mi je ze parkrat zgodilo, da sem sel v trgovino zgolj s telefonom in zelel placat preko Denarnika. Ni slo, in me je Vivid resil, ker sta to edini NFC placilni sredstvi na mojem telefonu.
Prihajajo podražitve:
standardni račun:
Monthly account management fee: EUR 3.90 for up to 3 Payment Transaction Accounts
The monthly account management fee of EUR 3.90 for the Standard version of Vivid Money will not be charged if
(a) there is at least one active physical and/or virtual Vivid Money card linked to a Payment Transaction Account and the customer
makes at least one card transaction with such Vivid Money card in the respective calendar month; cash withdrawals via ATM and/or
ViaCash do not count as card transaction or
(b) the customer has a cumulative positive balance exceeding EUR 1,000 on all Payment Transaction Accounts provided by
Solarisbank in relation with Vivid Money or the equivalent of EUR 1,000 in the respective Foreign Currency Accounts, on the last
day of the respective calendar month.
standardni račun:
Monthly account management fee: EUR 3.90 for up to 3 Payment Transaction Accounts
The monthly account management fee of EUR 3.90 for the Standard version of Vivid Money will not be charged if
(a) there is at least one active physical and/or virtual Vivid Money card linked to a Payment Transaction Account and the customer
makes at least one card transaction with such Vivid Money card in the respective calendar month; cash withdrawals via ATM and/or
ViaCash do not count as card transaction or
(b) the customer has a cumulative positive balance exceeding EUR 1,000 on all Payment Transaction Accounts provided by
Solarisbank in relation with Vivid Money or the equivalent of EUR 1,000 in the respective Foreign Currency Accounts, on the last
day of the respective calendar month.
Sem pred časom začel postopek ukinitve računa pa sem se ustavil.
Zaradi tega obvestila pa bom dokončal ukinitev računa...
There is no such thing as Free Beer
Zaradi tega obvestila pa bom dokončal ukinitev računa...
There is no such thing as Free Beer 
A ne piše or? Torej ali?
eno plačilo s kartico ali 1.001 EUR imeti gor.
Če mi potrdiš torej:
Mesečna provizija je, 3,90 EUR. Provizija se ne računa, če vsaj eno plačilo izvedeš s kartico (npr. v trgovini). Ne šteje dvig na bankomatu in še ne velja ViaCash (ne vem, kaj to pomeni). Ne vemo, če velja tudi plačilo preko Gpaya.
Lahko pa imaš tudi 1.000 EUR gor. Ni pa nujno.
--------------------------------------------------------------------
Tole bi bilo vzdržno.
Mesečna provizija je, 3,90 EUR. Provizija se ne računa, če vsaj eno plačilo izvedeš s kartico (npr. v trgovini). Ne šteje dvig na bankomatu in še ne velja ViaCash (ne vem, kaj to pomeni). Ne vemo, če velja tudi plačilo preko Gpaya.
Lahko pa imaš tudi 1.000 EUR gor. Ni pa nujno.
--------------------------------------------------------------------
Tole bi bilo vzdržno.
V PDF-ju so vse podražitve:
Te so mogoče še zanimive:
- dvig na bankomatu
First 200 EUR per month can
be withdrawn for free at an
ATM but only if the amount of
withdrawal is no less than 50
EUR. In case the withdrawal
amount is less than 50 EUR a
fee of 3% of the withdrawal
amount (but not less than 1
EUR) is applied. Once
200 EUR per month have been
withdrawn, the same fee will be
charged for any amount above
that.
Free of charge limit is
accumulated limit for
withdrawals via ATM and via
ViaCash.
- menjalni tečaj za ne-evrske transakcije:
The exchange rate for executing non-EUR card transactions and
purchasing non-EUR currency consists of
- the base exchange rate and
- a mark-up applied.
The base exchange rate is based on exchange rates provided by
Morningstar Real-Time Data Limited, London, which are where
available based on ECB exchange rates. For card transactions
the base rate is based on the VISA exchange rate. In all cases the
base exchange rate is calculated in real-time. It always reflects
the rates applicable at the time of the transaction.
The mark-up applied is 1.0 %. For purchases of a currency it can
be decreased up to 0.5 % in cases where the purchase happens
outside of the relevant foreign exchange market’s working hours.
When purchasing non-EUR currency, the client can see the exact
exchange rate before executing a purchase. For card
transactions the exchange rate will be visible on the account
statement. The exchange rate can also be accessed under
Te so mogoče še zanimive:
- dvig na bankomatu
First 200 EUR per month can
be withdrawn for free at an
ATM but only if the amount of
withdrawal is no less than 50
EUR. In case the withdrawal
amount is less than 50 EUR a
fee of 3% of the withdrawal
amount (but not less than 1
EUR) is applied. Once
200 EUR per month have been
withdrawn, the same fee will be
charged for any amount above
that.
Free of charge limit is
accumulated limit for
withdrawals via ATM and via
ViaCash.
- menjalni tečaj za ne-evrske transakcije:
The exchange rate for executing non-EUR card transactions and
purchasing non-EUR currency consists of
- the base exchange rate and
- a mark-up applied.
The base exchange rate is based on exchange rates provided by
Morningstar Real-Time Data Limited, London, which are where
available based on ECB exchange rates. For card transactions
the base rate is based on the VISA exchange rate. In all cases the
base exchange rate is calculated in real-time. It always reflects
the rates applicable at the time of the transaction.
The mark-up applied is 1.0 %. For purchases of a currency it can
be decreased up to 0.5 % in cases where the purchase happens
outside of the relevant foreign exchange market’s working hours.
When purchasing non-EUR currency, the client can see the exact
exchange rate before executing a purchase. For card
transactions the exchange rate will be visible on the account
statement. The exchange rate can also be accessed under
Mislim da dvig gotovine na blagajni v trgovini, ob plačilu blaga. Nisem niti vedel, da Vivid to podpira.
Zmešnjava čista pri zaračunavanju mesečne pristojbine na zastonjskem računu.
C/p iz FAQ:
Ampak c/p iz Fee Information dokumenta, kot smo ga uporabniki dobili na email, pravi drugače:
C/p iz FAQ:
Iz tega sledi, da moraš imet na računu stanje vsaj €1000 IN opravit vsaj eno transakcijo v mesecu
Ampak c/p iz Fee Information dokumenta, kot smo ga uporabniki dobili na email, pravi drugače:
To pomeni, da moraš zadostiti vsaj enemu pogoju: ali stanje €1000 ALI vsaj ena transakcija
Kje, kako... Sem sla na hitro cez app pa sploh ne najdem nekega kontakta. Tole uredim expresno, ker sploh nic ne rabim.
Prvo das freeze na kartico/e in nato delete.
Potem se pobrises vse pockete in dobis mail, da si zaprl racun. Vsaj to imajo dobro narejeno, da ni potrebno teziti na support.